EQUITECT Long Term Care specializes in assisting individuals and the clients of CPA’s, Financial Planners and Attorney’s to plan for a possible Long Term Care event.  We are independent insurance agents so we are able to offer the top A+ rated LTCi companies to our clients.                                                    Our primary purpose is:  To protect our client’s lifestyle, independence and assets through the use of Long Term Care Insurance. Our clients tell us that one of the most distressing situations is not knowing what is available or who to talk to in an emergency. We make it a point to consult with siblings or children so that the care contract and process is clear to everyone and should a care situation occur, everyone will be on the same page, enabling a smooth transition. We are members of not only the organizations specific to long term care like the American Association of Long Term Care Insurance and the National Association of Insurance and Financial Advisors, but we also nurture relationships with business leaders in the area.  In addition, our clients enjoy using us as a resource to find qualified and experienced professionals:  attorneys, CPA’s, real estate brokers, reverse-mortgage institutions, appraisers and home and residential health care companies. Kim Kelly is the owner and principal of EQUITECT.  The experience she brings regarding the LTCi market is unique. She has been a licensed nursing home administrator, assisting her family in the operation of several homes in the East Texas area.  She left to become a top residential real estate producer for many years and in the process gained experience in the mortgage lending business. Interest in protecting families from disastrous life events led her into the life insurance arena, settling on the Long Term Care specialty.   Our six step timeline gives those looking at the purchase of this important product a time frame of the process. I welcome the opportunity to share more detailed information and to answer any questions you may have. My best to you,   Merrie M. (Kim) Kelly, Principal EQUITECT